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By participating in/reading my coaching service/website/blog/email series, you acknowledge that I am not a licensed psychologist or health care professional and my services do not replace the care of psychologists or other healthcare professionals. Coaching is in no way to be construed or substituted as psychological counseling or any other type of therapy or medical advice. I will at all times exercise my best professional efforts, skills and care. However, I cannot guarantee the outcome of coaching efforts and/or recommendations on my website/blog/email series and my comments about the outcome are expressions of opinion only. I cannot make any guarantees other than to deliver the coaching services purchased as described.





Some of the links contained in this group are affiliate links. This means that I may receive a commission if you click on the link and make a purchase from the affiliate atno cost from you. I only recommend products and services that I know or trust to be of high quality, whether an affiliate relationship is in place or not.





I aim to describe and display my products as accurately as possible. However, I cannot guarantee their uses for your particular circumstances and purposes. Please do not accept that the product descriptions contained in this group are entirely accurate, current, or error-free. Occasionally, I may correct errors in pricing and merchandise descriptions.





By participating in this group coaching program, you acknowledge that all information provided by Ruth Skyy, verbal or written, is for personal use only. No information should be used for financial gain or profit, or be passed off as your own. This also applies to all products, templates, documents, and any resource created by Ruth Skyy.



I am 18 years of age or older.


My reading is not a substitute for professional legal, financial, medical or psychiatric advice.

Sessions are not intended to replace the services of a trained healthcare professional or be a substitute for medical attention. Consult a physician in all matters relating to your physical or mental health.


The reading I receive is subject to my own interpretation and I take full responsibility for my interpretation and my life choices.


For legal reasons, I have to advise you that the reading is provided for entertainment purposes only and no guarantees are implied or stated.

Ruth Skyy will not be held responsible for any decisions or actions taken by me.

I also understand that ALL SALES ARE FINAL. No exceptions. Refunds are only given if Ruth Skyy is unable to perform the reading.

Ruth Skyy reserves the right to refuse service to anyone for any reason.

Any and ALL purchases are PREPAID prior to services being rendered, and services will not be rendered if payment is not received.


If the appointment time is missed or shortened by the customer or for whom services are being purchased for any reason, no refunds or exchanges will be made, and the appointment or appointments will not be rescheduled or extended in any way.

Please contact us prior to purchase regarding any questions or concerns regarding this policy.


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